Our Small Business Loans Offering

Our team of small business finance specialists have put together tailor made small business loans to suit all types of business needs; from start-ups looking for a cash injection; to medium sizes businesses looking for some capital to expand.

Secured Business Loan

Use your existing collateral to secure a loan quickly and easily, get anything from R250 001 to R5m. This loan option is perfect for either a start-up business or an existing business (e.g. franchises, buying an existing business, expansions, revamps, asset purchases, working capital etc.).

Unsecured Business Loan

Our uncollateralised loans are only available to existing businesses that have been operating for at least 6 months.
We provide loans between R15 000 and R250 000 based on the credit-worthiness of the owners and business, as well as on the viability and financial status of the existing business.

Merchant Business Cash Advance

Our merchant business cash advance is perfect for retail traders or merchants in the formal sector that have been trading for at least 6 months and need a cash advance of up to R1m to purchase stock, assets or who might need working capital to expand their businesses.

Purchase Order / Vendor Assistance

Our purchase order / vendor assistance product is perfect for businesses who have a vendor contract between R10 000 and R25m with a large corporate business. We assist both start up and existing businesses with contractual obligations that qualify for assistance.

Why GetBucks?

We understand that small businesses are a driving force in South Africa’s social and economic stability; which is why we believe in you, and have helped many customers just like you, give their business the boost it needs to flourish.

Hassle free

We don't bombard you with unnecessary communication. We like getting straight to the point to give you all the relevant feedback you need.

Instant estimated quote

Our loan application process is structured to save you time and give answers instantly. Our goal is to empower you financially without delay.

We're a trusted lender

We've been around since 2011 and have helped thousands of people just like you. You are in good, safe hands.

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Business funding like never before!

The new GetBucks small business loans app enables you to apply for a business loan as well as grant you access to your loan status and history at any time.

Download the app

Customer support

We don’t do auto replies, instead we have a dedicated team of superstars ready to help when you need it.

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Our collections department will try everything so that we can make arrangements to resolve non-payment. Should we however not receive the money in a reasonable period, your account will be handed over to an external collections company. Continued failure to repay a loan will mean we may be forced to take legal action against you. In addition the credit bureaux will record the outstanding debt. This information may be supplied to other organisations to perform similar checks and to trace your whereabouts and recover debts that you owe. Records remain on file for a number of years after they are closed, whether settled by you or not.

Collection Policies

All payments are collected via NAEDO (non-authenticated early debit order) & AEDO (authenticated early debit order collection)

Renewal Policy

Each and every loan application is a separate loan and is treated as such from application to quotation and ultimate contracting. Paid up or settled loans are not automatically renewed.

Competition Terms and Conditions

Terms and conditions